Founded in 2012, ManyPets offers accident and illness policies for dogs and cats. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. Morristown, NJ). West Palm Beach, FL 33401. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. This includes conditions that are related to, secondary, or resultant from a pre-existing condition. 2x Once you have your custom pet insurance policy and have paid your premium on a monthly or annual schedule, you carry on as usual! Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others give you multiple options. Well email you when we receive your claim, if we need more information, and when its complete. SPONSOR. " in 2 reviews This means that any illnesses or injuries related to that condition will not be covered. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. Get answers to common questions about pet insurance and learn how Spot Pet Insurance can protect your furry friend. NOTICE TO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Policy form The basics. Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? 1. You must contact Spot directly to cancel your plan. You should not consider any content on the Site to be a substitute for professional financial advice. Accident-only health plan. Yes, plans provided by Spot have a 14 day waiting period for coverage. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. Coverage and rates are subject to change at renewal. Up to $1,100 cash back for everyday pet care expenses. These notes are kept by your veterinarian and are not typically sent home with you. Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Each submission of an Entry Form shall constitute an entry (Entry). Underwriter: United States Fire Insurance Company AM Best Rating: A BBB Rating: B Exam period: SPOT doesn't obligate you to take a thorough physical exam for your pet in order to grant you the right to become eligible for enrolling on one of their pet insurance plans; Increase in monthly premium: Just like every other pet insurance company, SPOT's premiums increase . You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. If you have filed a claim and you have chosen to pay your premiums annually, you wont receive any refunds if you decide to cancel coverage. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. Pumpkin covers some preexisting conditions and more procedures than most pet insurance companies cover. Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. Pet Wellness. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. Morristown, NJ). By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. For $9.95 . Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Petplan will return to you the unearned portion of any premium paid. How Do I File Claims with Spot? Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. How long does spot take to process claims? Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. If you are moving to a new state, please contact the Customer Service team at 1.800.905.1595. Spot Pet Insurance offers three health plans for dogs and cats: accident-only, accident and illness, and preventive care plans. For all terms and conditions visit spotpetins.com/sample-policy. Insurance plans are marketed and produced by Spot Insurance Services, LLC. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Best pet insurance according to Consumer Rating January 2023. They do not purport to, and shall not be deemed to, define, limit or extend the scope or intent of the clauses to which they pertain.5.5 Survival of Certain Provisions. There is no upper age limit for coverage or enrollments. Spot performed better in coverage and eligibility, while ManyPets performed better when it came to costs. Let's analyze your pet's breed, age, and location to find the right coverage and the best savings. 4.1 Warranty. You're on the Spot US website. Are there any Types of Incident or Lifetime Caps? For questions, please email us at. No refund. RELEASE OF LIABILITY. For a comprehensive list of policy exclusions and limitations, click here to view a sample policy. NOTICE TO NEW YORK APPLICANTS:Any person who knowingly and with intent to defraud an insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. You accept these changes by renewing your policy. The only treatment covered for dental accidents is tooth extractions. Does the plan have any waiting periods? If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. Keep in mind that these are sample numbers for one pet insurance company in one ZIP code. Unless resolved by mutual efforts of the parties hereto, disputes or claims that may arise out of or in connection with this Agreement and for which either party shall seek equitable relief, all differences, disputes or claims arising in connection with this Agreement or any transaction or occurrence contemplated hereby shall be finally settled under the Commercial Rules of the American Arbitration Association in Palm Beach County, Florida, by one or more arbitrators appointed in accordance with such Rules (and the arbitrator shall be obligated to provide a reasoned opinion). Table of Contents Meow IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. 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